Knowledge base: accounts receivable, credit management and debt collection

Practical guides on accounts receivable, credit management, payment reminders, debt collection and AI for finance — written for business owners and finance teams who want to get paid faster without losing customers.

Topics

• Peppol Invoice Recovery — Get Paid Faster with AIImport Peppol invoices, monitor outstanding payments and automate debtor follow-ups with Credimigo.Lees meer
• Accounts receivable management: smart, digital invoice follow-upAutomate accounts receivable management with AI: chase outstanding invoices, send payment reminders and monitor debtors. Analyse your first invoice for free.Lees meer
• Credit management: from credit limit to paid invoiceCredit management software for credit limits, credit control, customer risk analysis and outstanding invoice follow-up. All in one AI platform.Lees meer
• AI for finance: where artificial intelligence really helps finance teamsAI finance automation in practice: reading invoices, drafting payment reminders, classifying replies and forecasting cash flow. No hype, just results.Lees meer
• Cash flow management: improve liquidity without extra salesAI-driven cash flow management: lower your DSO, improve working capital and prevent liquidity problems by collecting outstanding invoices faster.Lees meer
• Payment reminders: automated, multilingual and legally soundSend automatic payment reminders and invoice reminders in seven languages. A legally correct final notice, with your first reminder free.Lees meer
• Debt collection: online, amicable and pre-legal recoveryAutomate debt collection with a digital platform: amicable recovery, statutory collection costs and escalation to legal partners across Europe.Lees meer
• Accounts receivable automation: order to cash without manual workAR automation: accounts receivable software for automated follow-up, collections management and order-to-cash. Multilingual and AI-driven.Lees meer
• Credit risk: assessing customer risk before it costs you moneyCredit risk management: check creditworthiness, analyse customer risk and spot fraud signals before you supply on account.Lees meer
• Connecting your accounting software to accounts receivable managementConnect your accounting software to automated accounts receivable management: Xero, QuickBooks, Sage, NetSuite, Exact Online, Odoo and Business Central.Lees meer
• AI agents for finance: autonomous follow-up with human oversightAI finance agents that follow up on outstanding invoices independently: AI collections, AI debt collection and autonomous finance with human approval.Lees meer

Articles

• Average payment term in the Netherlands: when do companies actually pay?The statutory payment term in the Netherlands is 30 days, yet 1 in 4 invoices is paid late. See the latest 2026 figures and 7 ways to get paid faster.
• Get Peppol invoices paid faster: connect e-invoicing with accounts receivableUnderstand Peppol Invoice Response codes, improve payment references and connect reliable accounting balances with targeted accounts receivable follow-up.
• How to get customers to pay your invoices faster: the complete accounts receivable follow-up schedule (2026)Want invoices paid faster? Use this 7-step accounts receivable follow-up schedule with email templates, Dutch and EU payment rules and the KPIs that matter in 2026.
• The best debt collection agency in the Netherlands (and Europe) in 2026: how to choose the right collection approachWhat is the best debt collection agency in the Netherlands or Europe? How to choose the right collection approach in 2026: 7 criteria, the Justis Wki check and EU rules.
• Peppol & AI Invoice Recovery: How to Automate Accounts ReceivableUnderstand Peppol, Europe's e-invoicing rules and how AI helps monitor outstanding invoices and automate payment follow-up without confusing delivery with payment.
• Reduce DSO: 15 ways to get invoices paid fasterMore than a quarter of Dutch invoices are paid late. With these 15 concrete steps you reduce your DSO and free up working capital straight away.
• AI in credit management: what actually works, and what's hypeAI in credit management without the hype: invoice recognition, multilingual reminders, response classification and risk signals — plus what AI shouldn't do.
• Accounts receivable management vs debt collection: when do you switch?The difference between accounts receivable management and debt collection, what each costs, and the exact moment to move from follow-up to collection.
• Late payment interest in the EU: what you can charge and howStatutory late payment interest under EU Directive 2011/7/EU explained: the ECB reference rate plus 8 points, the EUR 40 recovery fee, and how to actually collect it.
• Payment plans that actually get paid: a step-by-step approachA practical framework for offering payment plans customers actually stick to: schedule, tone, stop rules, and what to do when a plan breaks down.
• Payment term expired: what you are legally allowed to doCustomer paying late? Learn what you may do once the payment term has expired: late payment interest, recovery costs and a practical step-by-step plan.
• Demand letter example: how to send a correct payment reminderThe difference between a payment reminder and a demand letter, free B2B and consumer templates, legal requirements and 2026 interest and recovery costs.
• Payment reminder examples for business customers: full guide + templatesFree payment reminder templates for business customers: friendly reminder, formal demand and notice of default, with 2026 interest rates and recovery costs.
• Accounts receivable automation: the complete guide for businesses (2026)How to automate accounts receivable with AI: late payment interest under EU Directive 2011/7, the EUR 40 recovery fee, escalation flows and a six-step roll-out plan.
• AI in accounts receivable: what can you automate in 2026?What you can genuinely automate in receivables with AI in 2026: payment risk scoring, cash application, multichannel outreach and collections prioritisation.
• What does a debt collection agency cost in the Netherlands in 2026? Fees, commissions and smarter alternativesWhat does a Dutch debt collection agency really cost? Statutory collection costs, 5–25% commission, no cure no pay and the new Wki rules from 1 October 2026.
• Hiring a debt collection agency in the Netherlands: when yes and when no?When should you hire a debt collection agency — and when not? Decision tree, Dutch WIK costs, 10.4% statutory interest and the new Wki rules from 1 October 2026.
• Collect debts yourself or outsource? An honest comparison for businesses (Netherlands 2026)Collect unpaid invoices yourself or hire an agency? Compare costs, speed and risks, with a worked example and the new Dutch Wki rules from 1 October 2026.
• Debt collection agency or accounts receivable software: what's the difference?Debt collection agency or accounts receivable software? The difference in cost, timing and customer relationship, who keeps the collection costs, and what the Dutch Wki means.
• Outsource or automate accounts receivable? How to make the right choiceOutsource or automate your accounts receivable? Compare cost, control and Dutch Wki rules, with a worked cost example and a six-question decision guide.